View Full Version : What makes good pet insurance?

19th December 2006, 09:48 PM
Starting to look at pet insurance for Fudge.

What makes good pet insurance?

Some of the cheaper ones limit claims to a 12 month period of diagnosis - not good.

Some limit claims to a maximum amount per illness - the ones I am looking at have a limit of around £6,000 would this be sufficient?

What else do I need to look out for?

20th December 2006, 02:51 AM
Cover for hereditary conditions- otherwise you could find yourself in trouble should your dog ever be diagnosed with either MVD or SM. Sadly, chances are you'll have to deal with at least one of these conditions during your time as a Cav owner, so it's as well to be prepared from the outset. I gather you're in the UK; many of us use Marks and Spencers which is very good- and very reasonable. I pay something in the region of £22 a month for two dogs- but I'm in Northern Ireland. I understand it can be more expensive in other areas- but for the pure peace of mind, check for lifelong cover, as much cover per year per condition as you can, and most importantly, hereditary conditions cover.

20th December 2006, 06:33 AM
Thanks Lisa-T - never thought of M & S I will give them a try


20th December 2006, 09:18 AM
I do M&S for two and Pinnicle Insurance for the other two....look for the lifetime CONDITION cover...not just the 12 month type of cover, or policies giving just Lifetime cover....ask and double check for the lifetime CONDITION cover.

Alison, Wilts, U.k.

20th December 2006, 10:25 PM
Thanks M & S looks good I will just double check the lifetime condition cover