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nursejess80
12th February 2007, 07:36 PM
Just a little note to all of you in TN. I spoke with PetPlan today to check on insurance for Ruby, and he said it should be available in our state within 3 weeks, but hopefully sooner. I also spoke with a rep from Embrace, and they seem to have a pretty good program as well. Not too sure who I'll go with. Anyone dealt with Embrace??

judy
13th February 2007, 03:25 AM
Just a little note to all of you in TN. I spoke with PetPlan today to check on insurance for Ruby, and he said it should be available in our state within 3 weeks, but hopefully sooner. I also spoke with a rep from Embrace, and they seem to have a pretty good program as well. Not too sure who I'll go with. Anyone dealt with Embrace??

Does Embrace cover hereditary conditions? If so, i would like to look into it.

nursejess80
13th February 2007, 04:01 AM
Yes, it covers hereditary illnesses. They let you customize your plan, and you get discounts for micro-chipping and spaying/neutering. I was quoted a plan that had a 10% copay, $200 deductible, $10000 annual (which renews each year) with discounts for micro-chipping, and it came to $30.51/month. When she is spayed, it will be $28.99. They said there are no $ limits per condition, and they offer continuing care coverage, which basically means they'll cover chronic conditions. They also offer dental and prescription coverage. There's a 14 day waiting period for illness, 48 hours for injury, and they have a 30 day money back clause, so you can back out if you're unhappy. We're probably going to do this one because I don't care about coverage for vacations, death of pet, payback for lost ads, etc., and they cover what I really want. If we don't do this one, then I'll probably wait until Petplan is in TN. A post on Nov. 26 entitled Petplan insurance has some info about Embrace from the CEO with the website and phone number listed. You have to call the number to get the quote because there isn't an online link yet. Hope this helps!! :p