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rocky
14th March 2008, 07:29 PM
can you please tell me if a life insurance is better to take out than a yearly one i am still on my 6 weeks free insurance but runs out in about ten days time. if you take out a yearly one and they have problems with their heart for example does that mean when your year is up they wont insure you for this again i don't quite understand how this works.The life insurance that i got a quote for was £31.00 a month its so much to pay especially when it does'nt cover a lot of your vet bills

*Pauline*
14th March 2008, 07:37 PM
If you are in the UK, AXA are by far the best I have found, reasonable price, about £200 less than M&S (AXA actually underwrites M&S who are good but costs lots more) and they cover the condition for life. Most companies only cover a condition for 12 months. The excess is £50 which is the lowest I have found as most are £70.

Get a quote:
http://www.axa.co.uk/pet/index.html

rocky
14th March 2008, 07:59 PM
great i'll check that out, or rather my hubbie will , i've just told him and he said he'll check on computer tomorrow he's just off out to work now, i leave all the boring jobs to him

Brian M
14th March 2008, 08:52 PM
Hi
Definately go for life i do my three with Petpals each about £24.00 a month i was going to go with Petplan but Petpals call centre was uk based,and all i thought was that in a possible time of stress i wanted somebody that spoke UK english.

*Pauline*
14th March 2008, 09:17 PM
Can't even remember how much Dylan was but MUCH less than £24 more like £15 a month.

Ulysse
14th March 2008, 09:41 PM
In France, it is very expensive ! about 45€ for one dog. And they have bad conditions. For example, you must wait six months to receive the payment of your visit to the vet ! I don't have an insurance because it doesn't cover the vet bills and so do a lot of people !

Rosewoodsteel
15th March 2008, 12:56 AM
Heck, it's tough enough taking care of insurance for the two legged members of our family. When Charlie McFarlie feels bad, we pull out the wallet and take him to the vet.... :xfngr:

shippers
15th March 2008, 06:12 PM
I've been searching for an insurance company recently and I find Argos Platinum cover to be the best for UK based customers. It covers conditions for life and £60 excess. Think it's about £12-13 a month. If you buy policy via the link www.quidco.com (http://www.quidco.com) you also get £20 cashback! I bought my car insurance through Churchill via this website and I got £100 cashback and the cheapest premium I could find. Worth a look

*Pauline*
15th March 2008, 06:28 PM
I find Argos Platinum cover to be the best for UK based customers. It covers conditions for life and £60 excess.

Hmmm... in the small print on the Argos pet insurance web site, it says(for the Platinum cover):

**Ongoing cover provided up to £7,000 per incident subject to premiums paid and up to date and policy renewed.

I may be misunderstanding the wording(?) but to me that means after the £7,000 is up, that's it.

With AXA, you get up to £7,000 each year for the condition.

shippers
15th March 2008, 07:06 PM
It's worth checking out. I will have to right a list of questions and ring them up. I will let you know the outcome.

deborahjane
17th March 2008, 12:29 AM
We got 6 wks free insurance with the kennel club after that it was going to cost us about £25 a month per dog. We shopped around and found that More Than was the best choice for us. They cover for life and cover all illnesses. We are also covered for up to a million in case of any damage the fur babies do to anyone or their property. We now pay £12.99 pm per dog. Have a good look around, there are loads of insurance companies. Asda and Tesco are supposed to be quite good value aswell.

*Pauline*
17th March 2008, 01:57 PM
We shopped around and found that More Than was the best choice for us. They cover for life and cover all illnesses.

I checked them out. They don't cover for life, they pay up to £7000 per condition. They don't continue to pay after the £7000 is up. What you want to look for is cover for life of the condition.

Quote from their web site:

"Up to £7,000 vets fees cover for each and every new accident and illness."

You've got to read the small print.

Harvey's Mum
17th March 2008, 02:27 PM
I am with Esure, my 2 cost me about £22 per month and thats for the life policy.

When we only had Harvey it was £10.80 per month. Just another company to try.

Good Luck.

Anna (Mum of Harvey & Rudi)

niki
17th March 2008, 02:31 PM
we're currently with Petplan, £30 for 1 and £25 for the other, can't seem to get quotes for much less than that with the same cover I think it must be due to where I live,