Moviedust said:
judy said:
I'll report back on that.
Good! I'll be interested to know what the insurance will cover from Zack's illness.
Well, in today's mail was a check for $209 and letter saying they covered $259 minus the $50 deductable. That was fast. Their check is dated 7/7. Zack got sick on 6/28, he went to the first vet on 6/30. I submitted a claim for $285 for that visit ($55 for the exam, $52 for the fluids, and $185 for the blood test) but that vet didn't send the claim form in until Monday of this week, 7/10, after they paid the claim. So i don't know if they're going to pay me any more for that bill, i'll call them monday. On 7/2, i took him to a second vet appointment because he got the skin lesions that the first vet didn't see. That was $87 ($46 for the exam and $41 for the antibiotic pills). She submitted her paperwork right away on 7/3. The third vet visit was on 7/6, and the vet faxed them her paper work on that day. That was about $140 ($50 for the exam, $93 for a different antibiotic).
OK, i see what happened. they paid everything i submitted up to the day they issued the check, so that's cool. I submitted two bills, $87 and $172, and that totals $259. I didnt expect for them to pay the whole $172 because it included two doses of Advantage, one for zack and one for Fluffy the cat. I guess they didn't look that closely at the $172 bill because it included $13.85 for Advantage for the cat. She's insured too, but that's not why the paid it--just a small oversight i guess--in my favor
So that is cool. The liquid antibiotics i got that they paid for cost $30 more than if i had gotten the pills and they didn't question that. Way better than my own HMO plan. :x
I'm happy with this. What remains to be seen is what they do with the first vet appointment i had for this illness which wasn't submitted by the doctor until 7/10, after the check was issued. That was the biggest bill, the $185 blood test and $52 subcutaneous fluids, plus $55 for the exam. So, we'll see what they do with that. But what they did pay sure does help. They are on my good side now. :flwr:
i hope they don't cancel me. :?