If you are collecting costs of different illnesses, Pippin just had juvenille cataract surgery in June and that cost $2600.00 and there are follow-up visits for the next year, all costing more money. He wasn't even 3 years old at the time of the operation. He is doing great though and I am so glad he had it done and I think he is glad too. He can finally see again.
I too have been considering pet insurance for all 3 dogs. I got a quote for PetCare insurance at it will cost me $816.00 a year total. I have been to the vet's all of June & July and now August for Luke's ear & tonsil infection, so I am thinking the insurance is the way to go. Wish I had though of it BEFORE all the vet bills, but it is very likely that the cavaliers will continue to have other health issues in the future.
Since Merry & Pippin have the same Dad, she may develop cataracts too and the insurance will come in very handy. Also, I remember what Molly from NJ wrote recently about her 4 dogs all getting old at the same time and how much money she had spent in one year at the vet's office. I will be in the same situation down the road. Mine are all a year apart in age and if what I read comes true from me, all cavaliers will eventually have MVD.
Just like Judy recommended, I too sent them an email yesterday asking about all the hereditary conditions that cavaliers get and if they are covered. It wasn't clear on the Petcare website. I am waiting for their answer, they must not check their emails over the weekend.
Charleen and Cav's: Pippin (ruby male), Merry (b&t female), Luke (blenheim male) & Jolly (tri male puppy)