Page 3 of 3 FirstFirst 123
Results 21 to 27 of 27

Thread: PetPlan insurance

  1. #21
    Join Date
    Sep 2006
    Location
    New Jersey USA
    Posts
    2,981
    Post Thanks / Like
    Blog Entries
    1

    Default

    I have the PetCare insurance too for Lucky ... (did not pay for his Colitis though and I've probably spent $500 on that after several vet visits ... some before the insurance kicked in ).

    I am wondering if I should switch or wait it out a year on PetCare. I think when I have some more time I will really compare the fine print a little closer ...
    Lani
    (a.k.a. Lucky's & Sparky's mom!)

  2. #22
    Join Date
    Feb 2006
    Location
    Santa Monica CA
    Posts
    1,906
    Post Thanks / Like

    Default

    Quote Originally Posted by My Wesley
    I already purchased the PetCare insurance for him for the QuickCare Gold up to $3000 per illness w/ 100% coverage and a $50 deductible for $40/mo.

    I'm wondering if it'd be worth it to switch to PetPlan. I wonder what their turnaround time is on repayment. Maybe I'll wait a year or more.
    i have quickcare gold for up to $6000 per illness category and im paying $53 a month. I am definitely interested in lower premiums. But as far as I know, petcare doen't have any copayment for specialists, referrals or emergency after hours tx, while petplan has a 30% copay. That zero copay is important to me--i am paying extra for a 0% copay and i want it to be for everything. i'd rather pay more to have that. But on the other hand, the $20,000 a year compares favorably against Petcare's $6000 lifetime per illness category i think.

    The payment of claims turn around has been great with petcare, fast and complete, no hassle. That's good business, because customers like me tell other people about having a good experience, and that's great free advertising. smart.

  3. #23
    Join Date
    Dec 2006
    Location
    Cleveland, Ohio
    Posts
    2
    Post Thanks / Like

    Default PetCare per illness category

    Just to clarify, having a $20,000 annual maximum is much better than the $6,000 limit per illness as per PetCare.

    If your dog gets a condition that is ongoing, your coverage runs out on that condition after you have claimed $6,000 with PetCare and it doesn't renew the year after - you are done.

    With the $20,000 annual limit you can claim up to that amount every year (well, actually it's less than this amount the way the Petplan calculate your payment but still, much higher than $6,000) and it renews every year.

    That's a much better payout than with PetCare.

  4. #24
    Join Date
    Sep 2005
    Location
    Kansas
    Posts
    921
    Post Thanks / Like

    Default

    Judy, where did you see the small print that says there's a 30% copay for specialists? I can't find it.
    Cindy
    Cedar (tri), Willow (blen), & Holly (ruby)

  5. #25
    Join Date
    Feb 2006
    Location
    Santa Monica CA
    Posts
    1,906
    Post Thanks / Like

    Default

    Quote Originally Posted by Moviedust
    Judy, where did you see the small print that says there's a 30% copay for specialists? I can't find it.
    it's a bit obscure, it took me a minute to find it for you just now. Go to this page
    http://www.gopetplan.com/DogPlans/Go...erBronze.html#

    click on the word (dark red) 'coinsurance.' This will open a window which details the copayments. There, it says:

    "...30% coinsurance applies to specialist veterinary treatment i.e. veterinary treatment administered by a referral veterinarian; or at a referral veterinary facility, after hours veterinary facility, or accredited school/college of veterinary medicine. This coinsurance will only apply in exceptional cases where your current veterinarian is unable to perform the treatment necessary to treat your pet and needs to refer you to an external facility..."

  6. #26
    Join Date
    Sep 2005
    Location
    Kansas
    Posts
    921
    Post Thanks / Like

    Default

    Ah... the mysterious pop up windows. Thanks, Judy!
    Cindy
    Cedar (tri), Willow (blen), & Holly (ruby)

  7. #27
    Join Date
    Dec 2006
    Location
    Whitby, Ontario
    Posts
    1,082
    Post Thanks / Like

    Default

    You know, both these companies have way better U.S. plans than Canadian. What do your dogs get sick less? Its silly - I am not impressed with any of them yet but would sign up for either in the states - still looking...

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •