We have Embrace insurance and have been pleased with it so far. We haven't had to use it much because Ruby has never really been sick or injured. We met the deductible this spring because Ru got a little sick and was on some of the recalled food, and I freaked out. Other than that, we haven't had to use it. The people I've corresponded with were WONDERFUL and very speedy with my plan info. It's definitely worth checking out! Hope this helped!! Oh, and I think our monthly payment is not quite $30, and we got a discount because she was micro-chipped and spayed.
Jessica, mom to Ruby, 1 yr. old blenheim