Page 1 of 2 12 LastLast
Results 1 to 10 of 36

Thread: Pet Insurance?

Hybrid View

  1. #1
    Join Date
    Dec 2007
    Posts
    4
    Post Thanks / Like

    Question Pet Insurance?

    I have a newly adopted 4 year old Blenheim boy in good health - no indication of heart issues or other medical problems in his past. I'm investigating health insurance for him to help defray some of the anticipated expenses we may encounter as he ages. I've looked at three plans: PetPlan, VPI, Embrace and Pet First. Have any of you had good or bad experiences with pet insurance and these providers?

  2. #2
    Join Date
    Jun 2008
    Location
    montgomery al
    Posts
    164
    Post Thanks / Like

    Default

    Hi,
    I have PetPlan for my three. I think it may be a little more expensive than some others (although I'm not sure) but everytime I have called or dealt with them in any way, they have been great! Very helpful.

  3. #3
    Join Date
    Sep 2007
    Location
    Huntington Beach, California
    Posts
    1,272
    Post Thanks / Like

    Default

    We have Petplan, and they have been wonderful. (In the States.) In fact, the person who established the company has Cavaliers. They allow for any hereditary conditions (beware of VPI and some others who will disallow inherited types of conditions based on breed.) Of course, you would want to insure before you had any investigated any specific pre-existing health conditions.

    Anyway, we have already made some large claims, including an MRI and Myringotomy for PSOM. All charges were promptly paid, minus our deductible, and I even got email updates from their company wanting to know if I was happy with their response to my claims, and showed concern as to know how my girl was doing. We may have to re visit some of these specialists, as symptoms are returning, possibly indicating SM. Anyway, I know that whatever my babies need, we will be able to care for them without a constant worry of mounting vet bills. We can easily take care of the usual expenses, but it is nice knowing that we will not be tens of thousands of dollars in debt down the road if things continue to happen.
    Marianne
    Mom to Dottie, and our precious rescue, Claire-Bear

  4. #4
    Join Date
    Feb 2009
    Location
    Maldon essex
    Posts
    826
    Post Thanks / Like

    Default

    we, (me, pauline and brian) have axa, i have only just joined them and about to test them out, pauline's dylan has sm and says they are brilliant, brian recommended them to pauline originally so he is obviously plesed with them, on that basis i plumped for them. di
    What's the difference between a new husband and a new dog? After a year, the dog is still excited to see you.

  5. #5
    Join Date
    Jan 2009
    Location
    north yorkshire
    Posts
    887
    Post Thanks / Like

    Default

    Ive signed Jelly Tots up with Axa too on brians advice
    If its good enough for Poppy,Daisy & Rosie then its good enough for Jelly!
    Ruby is with PDSA & i had to keep her on that at renewal due to pre existing conditions. I stupidly had her on a lower cover to start with & have now increased that, altho her pre exists are only on the old lower amount which is still better than moving her to another where they wouldnt be covered at all (my how i wish id found this forum earlier!)
    Im about to find out how good they are by putting in our 1st claim
    Blessed by the love of a Cavalier!
    G & Ruby(ruby girl!)B:04? Ex PF rescue,she came to me in '08 & has SM/MVD & she's a special princess & Jelly Tots(B&T girl)B:20/3/09,a real cuddles cheeky chops & the baby of the family!

  6. #6
    Join Date
    Apr 2008
    Location
    WALES UK
    Posts
    1,148
    Post Thanks / Like

    Default

    Jasper is with Petplan I have never made a claim, until now, I will let you know how good I'll find them. Gabby is with Axa, she as a pre existing condition which I know is exempt, I choosed Axa for her because of other members good views.
    Andrea
    Jasper tri
    21/Dec/05, Gabby ruby girl 8/Nov/07, and Felix the cat 4/April/10



  7. #7
    Join Date
    May 2007
    Location
    Burscough
    Posts
    624
    Post Thanks / Like

    Default

    Quote Originally Posted by harleyfarley View Post
    we, (me, pauline and brian) have axa, i have only just joined them and about to test them out, pauline's dylan has sm and says they are brilliant, brian recommended them to pauline originally so he is obviously plesed with them, on that basis i plumped for them. di

    I too have AXA and they have been excellent. They paid out promptly for all Sally's costly cardiac investigations at Leahurst and have also been great to communicate with via post and on the telephone. I would definitely recommend this company to UK members.
    Sally (Blenheim) 01/02/07
    Lois (Tricolour) 25/09/08

  8. #8
    Join Date
    Sep 2006
    Location
    New Jersey USA
    Posts
    2,998
    Post Thanks / Like
    Blog Entries
    1

    Default

    I have PetPlan. I know too many people who have had insurance and have had to file claims for several thousand dollars. I hope I never have to use it, but I am glad I have it, just in case ... I don't consider it a luxury at all, but a necessity with Cavaliers.
    Lani
    (a.k.a. Lucky's & Sparky's mom!)

  9. #9
    Join Date
    Dec 2007
    Posts
    4
    Post Thanks / Like

    Default Henry signs up with Pet Plan

    Thank you all for your stories and input. Based on your favorable experiences I did purchase an insurance policy for Henry with Pet Plan. Let's hope he never needs it

  10. #10
    Join Date
    Mar 2005
    Location
    Dublin, Ireland
    Posts
    24,019
    Post Thanks / Like
    Blog Entries
    15

    Default

    Just as an FYI, some companies only operate in certain countries, and countries with the same name can be entirely independently run and owned in different countries and will not have the same policies. This is the case for example with PetPlan -- it is originally a UK company and the US PetPlan is a wholly owned and *separate* franchise; the Canadian PetPlan is separate again. The Irish PetPlan has different policies than the UK PetPlan (though they are broadly similar).

    So when looking for insurance, be sure to get information on the individual company in one's own country.

    I've been very happy with PetPlan in Ireland, which is currently owned by Allianz. I believe there's now a second company in the market but don't know anything about it.
    Karlin
    Cavaliers: Jaspar Leo Lily Tansy Libby (foster) Mindy (foster)
    In memory: Lucy
    Cavalier SM Infosite:www.smcavaliers.com

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •