Results 1 to 7 of 7

Thread: Any recommendations for pet insurance

  1. #1
    Join Date
    Dec 2008
    Location
    Dorset, UK
    Posts
    1,176
    Post Thanks / Like

    Default Any recommendations for pet insurance

    Now that we have little Ollie I will have to start looking into insurance. Jasper is insured with Pet Plan and has been since a few months old. I don`t know if they give discount for two dogs, they are expensive, the premium went up a lot when he was 8 yrs old and it was when he was 9 that we started to claim for MVD, but I won`t be changing Jasper from them as we make regular claims for his MVD, they have never questioned any of his claims and he has a life time policy. I would be very grateful for any advice of pet insurance companies that are good and offer life time policies for a reasonable price.
    Pam

  2. #2
    Join Date
    Oct 2008
    Location
    Herts, UK
    Posts
    1,663
    Post Thanks / Like

    Default

    We have Pet protect. My vet recommended them. They offer life long cover. When Leo was MRI's last year they paid it directly....I didnt have to pay then claim back.
    They were very promt and even sent me a letter afterwards saying they hoped Leo was ok and feeling better, nice touch I thought.

    Their prices are reasonable too.
    Mel
    Momma to Leonardo (Leo to his friends)

  3. #3
    Join Date
    Mar 2005
    Location
    North Scotland - east coast
    Posts
    9,949
    Post Thanks / Like
    Blog Entries
    2

    Default

    If you do a search on insurance you will find lots of help and advice.

    This site is very informative - US based but the advice is helpful



    http://www.pet-insurance-university.com/


    We're with Virgin - who offer a lifelong cover at a reasonable price.
    Nicki and the Cavalier Clan Our photos www.scotlandimagery.com
    Supporting www.rupertsfund.com and www.cavaliermatters.org

  4. #4
    Join Date
    Apr 2008
    Location
    WALES UK
    Posts
    1,148
    Post Thanks / Like

    Default

    My Jasper is with Petplan, they are good, I have claimed and have had no problems, Gabby is with Axa, it is basically the same as Petplan (cover for life) but is much cheaper, I pay 25.something for Jasper and his cover increases slightly each year, I pay 10.something for Gabby and it is actually cheaper then the previous year but I have never claimed on her. Petplans excess is 75.00 Axa's is 50.00 (I think). I would definately recommend looking into Axa
    Andrea
    Jasper tri
    21/Dec/05, Gabby ruby girl 8/Nov/07, and Felix the cat 4/April/10



  5. #5
    Join Date
    Jun 2010
    Location
    Kent, UK
    Posts
    17
    Post Thanks / Like

    Default

    I found this thread interesting, albeit too late for Charlie, but I will keep it for the future...

    When I rehomed Charlie 4 years ago, I was given 4 weeks free insurance with Pet Plan, already covered when I took him home. When the 4 weeks was almost up, I was asked if I wanted to renew, I think it was something like 400 odd for a for life policy?

    Anyhow, as time has gone, I have renewed every year without fail. But my excess has never been 75??

    Twice I have taken Charlie to the vet outside of his boosters and castration, 1 for a loose tooth and once when another dog attacked him and cut his ear. The emergency consultation and medication was still less than the excess I had to pay.

    Sadly at this renewal I had no choice but to cancel. They have Charlies age as 8 at renewal date. 115 excess, 70 payout from theft/straying or death from injury (what I paid for him at Battersea) and 50.30 a month - 603.70 annual premium.
    I said that I was entitled to treatment from the PDSA and would rather donate that money and pay for his treatment, it was just too expensive. They cancelled without any qualms. Unfortunately, Charlie was diagnosed by the PDSA with advanced MVD (see my thread) just 3 months on, so there is no going back and I cant say how the claim would have been with Pet Plan, but for future knowledge I would be keen to find out why my premium was so high in comparison to eg Jasper and Gabbys

  6. #6
    Join Date
    Nov 2008
    Location
    Surrey
    Posts
    1,826
    Post Thanks / Like

    Default

    I use Petplan, I have guaranteed life cover for Molly and Dougall, I can claim up to 8,000 per year per dog. The premium for this is 40.00 per month each. Dotty has the same cover 6,000 per year, 30.00 per month. 90.00 excess for each condition.
    It might seem expensive but I exceeded the 8,000 with Molly last year and claimed around 6,000 on Dougall. Fingers crossed Dotty will stay ok.
    Tania and The Three Cavaliers!
    Dotty!- A Sweet Little Tri
    Molly - Pretty Tri Dougall - Gorgeous Blenheim

  7. #7
    Join Date
    Jun 2010
    Location
    Kent, UK
    Posts
    17
    Post Thanks / Like

    Default

    you would say to stick with Pet Plan then Tania?

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •