Nope, no answer as they called and didn't seem interested to talk once I said I haven't got the dog yet so wasn't ready to open the policy just yet. I figured I would still get an email answer to my emailed question but nothing. I will call them to ask instead as we bring our baby home today. I am now looking into some others though. It seems so confusing trying to figure the best way to go with making sure you have everything covered concidering inherited conditions, limiting vaccinations as I would like to do and the move concidered in a couple of years. I will let you know what I find out with this as soon as I do.