Can anyone recommend an appropriate insurance policy in the UK? I am also wondering what happens to your policy premium when you go to renew it and your dog has been diagnosed with ie.SM and treatment is ongoing? Are there any policies that protect the premium from going up if an animal is diagnosed with a chronic condition? Whats to stop an insurance company from hiking up policy premiums on renewal once an animal has been diagnosed and doesnt this defeat the purpose of insurance in the first place?