lovecavaliers
Well-known member
Piper, I too have Trupanion and it is wonderful. I am not sure of Piper's needs but I would recommend you go for the $0 deductible. I too had a $100 dollar deductible and then I randomly decided to change it after seeing it was only a $3-4 monthly increase. Boy am I glad I did bc now with Jack's CM meds (and possible future heart meds as many cavies may need). Jacks meds cost me $100-150 per month and had I not changed the deductible I would be paying for almost all his meds, now I pay between $10-15 (much better) Plus even for a general sick visit I was finding the total cost was ~$200 dollars and after subtracting the non reimbursable office visit cost the amount left was usually around $100 and with my deductible I didn't get anything back. Just wanted to share what worked for me. Either way, I have found Trupanion to be a wonderful company. It has provided me with peace of mind knowing whatever happens with Jack's health I don't have to let finances come into the picture (which sadly without the insurance I would have to think of)