i have a blackand tan cavvie aged 4 thankfully no health probs so far just wondering which insurance company to go with? So far i think pet plan looks the best as far as vaccinations go they dont cover anything the dog is not vaccinated against but dont require annual vacs myra had all vaccs done as a pup and her first annual booster but nothing since what does everyone thing regards vaccinations and best insurance policy is insurance worth it etc many thanks