Hi all, wondering if any of you have Healthy Paws pet insurance. I have spent almost the entire day researching Pet Insurance and I think I am down to 2 choices. Both cover hereditary conditions and both will cover chronic conditions for the life of the pet. The upside to Healthy Paws is that the deductible is yearly and not per condition, they also have an unlimited pay out yearly and lifetime. The other one I am considering is Pet Plan, but there yearly coverage is 8000.00 and the deductible is per condition, per policy. So if Cody injured his knee I would have to pay the deductible and then if 3 weeks later he got an ear infection (unrelated to the knee) I would have to pay the deductible again. Any opinions and advise is most welcome!!!